capturepay

legal

terms of service

Last updated: September 3, 2026.

This is a working draft written to match what CapturePay actually does today. It has not been reviewed by a lawyer, and it should be before this product is used for real accounts or real payments — especially the fee, refund, and liability sections, and the governing-law placeholder below.

1. Acceptance of these terms

By creating a CapturePay account or placing an order through a CapturePay storefront, you agree to these terms. If you’re creating a business account on behalf of a company, you’re confirming you have the authority to bind that company to these terms.

2. What CapturePay is

CapturePay is a platform that lets photography businesses manage events, build a catalog of items, and generate prepay links they send directly to the teams they shoot for. CapturePay is the platform, not the photographer — each business is responsible for the photos, items, and service it actually delivers to its customers.

3. Accounts

You’re responsible for the accuracy of the information on your account, including your company contact info, and for keeping your account credentials secure. We can suspend or terminate an account that violates these terms or that we reasonably believe is being used fraudulently.

4. Fees

Business accounts pay a monthly subscription fee based on their plan, plus a platform fee calculated as a percentage of each order processed through their storefront. Current pricing is shown on our plans page and may change with notice. Both the subscription fee and each storefront order are processed through Stripe — a business connects its own Stripe account to receive family payments directly, and Stripe’s own terms also apply to each transaction.

5. Orders, refunds & cancellations

An order placed through a business’s storefront is a transaction between that business and the customer. Refunds, exchanges, and order issues are handled by the business directly — that’s why every order confirmation shows the business’s own contact information. CapturePay isn’t a party to that transaction and doesn’t guarantee or process refunds on a business’s behalf.

6. Prepay links

A prepay link is scoped to one event and one team, and is intended for the families of that team, not for public distribution. A business can turn a link on or off, or change when it closes, at any time.

7. Acceptable use

You won’t use CapturePay to sell anything unrelated to the photography services and items it’s built for, to attempt to guess or brute-force another business’s prepay links or codes, to misrepresent who you are, or to interfere with the platform’s normal operation.

8. Intellectual property

CapturePay and its branding are owned by us. Photos, item catalogs, branding, and other content a business uploads remain that business’s property — we don’t claim ownership over it, and use it only to operate the service for that business.

9. Termination

You can close your account at any time. We can suspend or terminate an account for violating these terms, with notice where practical.

10. Disclaimers & limitation of liability

CapturePay is provided “as is,” without warranties of any kind. To the extent the law allows, CapturePay isn’t liable for indirect, incidental, or consequential damages arising from use of the platform, including disputes between a business and its customers.

11. Governing law

[Governing state/country not yet determined — set this before publishing, based on where the company is actually incorporated.]

12. Changes to these terms

We may update these terms as the product changes. Material changes will be reflected here with an updated date once this page is live.

13. Contact us

Questions about these terms can be sent to pcmbus1@gmail.com.

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